Claims

Claim


Need to make a claim? You came to the right place. We try to make the claims process as stress free as possible. Know that we’re here with you every step of the way. Advise us as soon as possible via this online form or contact us immediately at [numbers to be listed].

Contact information (required)

The Insured: First Name*
The Insured: Last Name*
Date of Birth (MM/DD/YYYY)
Best Way to Contact You*
Phone Number
Alternative phone number
Email
Physical address
Policy number (if known)
Date of Incident (MM/DD/YYYY)*
Type of Claim*
Brief Description of Incident* Do you have a valid claim?

  • Refer to the relevant section of the policy, e.g. Buildings, Contents.
  • Establish the cause and consult the relevant paragraph of your policy to ensure that this cause is covered.
  • Check that you have complied with all conditions relevant to your claim.
  • Read the claims settlement paragraph of the relevant section.
  • If necessary, tell the police or the relevant authorities.
  • Obtain estimates as soon as possible for repairing damage. Any temporary repairs necessary to make your property weatherproof (if, for example, the roof has been damaged) can be put in hand immediately. However, insurers should be given the opportunity to inspect the damage before permanent repairs are done.
  • If somebody is holding you responsible for damage to their property or bodily injury to them, tell us immediately and provide full details in writing as soon as possible; send us immediately the Writ, Summons or other legal documents served on you or your family.

You must not admit, reject or negotiate on any claim without the insurer’s written consent.

What we will do:

  • Where the damage is serious we will arrange for somebody to visit you as soon as possible.
  • In other cases, we will let you know if we need any more information. In most cases, we will be able to settle your claim on the basis of the details obtained in the Claim form we will ask you to complete.

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